When an accident occurs, resulting in damages and injuries caused by someone else’s carelessness, it is crucial that you seek the help of an experienced injury attorney. If you ask for settlement from an insurance company of the party that caused the accident, you may receive a lower settlement or denied completely even when you deserve to get a fair compensation. You should know that the goal of the insurance company is to make sure that justice is not done on your personal injury case because you are not family with the injury laws. In the United States alone, 136,053 unintentional deaths are reported.
Statistics for Fatal and non-fatal rates for motorcyclists
Statistics for fireground injuries
This is where a personal injury lawyer comes in since they are extensively experienced in handling this type of cases and are committed to ensuring that you receive the compensation that you deserve. The days and weeks following a personal injury accident can be overwhelming. As you are in the process of healing from the injuries, you will also be required to make decisions that will help you get the compensation you deserve and also deal with the financial stress and loss of wages.
One of the key decisions that you will need to make is whether to hire a personal injury lawyer or not. Even when you have a health insurance, it may not take care of all the expenses and in the event that the actions leading to the accident that caused your accident were due to someone else’s negligence, you are entitled to compensation for rehabilitation and medical expenses.
When you decide to represent yourself in a personal injury law suit, your claim may be denied or your settlement lowered than what you deserve. A personal injury attorney has the skills and experience to make sure that this doesn’t occur and you are given a fair settlement.
Tactics Used By Insurance Companies
Insurance companies often use tactics to either underpay or completely deny the claim. Some of the most common tactics used by insurance companies are:
The agents representing the insurance companies will try to be friendly to get your confidence and file for compensation claim without the help of an experienced personal injury attorney. They will do their best to sway you into admitting that they are partially at fault or collect information that may be used against you to deny settlement or lower the settlement. The insurance company will do this in order to settle any claims made against them and avoid going to trials where they would be asked to give you the settlement you deserve.
Holding up compensation claims
Another tactic that is widely used by insurance companies is having their lawyers request documents that may not be needed to settle a compensation claim. Once they receive the files, they will basically say that the files were incomplete or that there was an injury or a pre-existing condition that played a role in the injuries that you have. This will help them to either under pay you or deny you the claim.
Your medical history
The insurance company may try to obtain your medical records to give them leverage in denying you the compensation or reducing your settlement amount.
This tactic is meant to frustrate you in hopes that you will give up the pursuit for justice after sustaining injuries that were caused by someone else’s negligence. The insurance company will try its level best to delay the settlement and even offer extremely lower amounts hoping that after waiting for a very long time, you will finally accept the offer.
The best way to avoid becoming a victim of these devious tactics used by insurance companies is by hiring an experienced personal injury attorney. A professional personal injury lawyers knows these tactics and personal injury laws. This can make sure that the person who has caused suffering, harm and damages gets the settlement they deserve due to the negotiating experience and knowledge of the law.
Insurance companies know the consequences of dealing with an experience personal injury attorney. They attorney will work to ensure that his client receives a fair settlement for the injuries he sustained. It is important that you help the personal injury attorney by telling him the full story of how the accident happened. Any contact with the insurance company should be handled by the personal injury attorney. You should not sign any documents or give verbal statements.
You should only provide your medical records and other documents to the attorney handling your case.
You may also want to keep a journal about your injuries and the healing process. Another important piece of advice that you will receive from an experienced personal injury attorney is to answer questions from the police, but do not give lengthy answers or give an opinion of what happened.
How to Find a Qualified Personal Injury Attorney
Now that you have learned the tactics used by insurance companies, the next step is finding the most qualified personal injury attorney. This is one of the key determinants of whether you will receive a fair compensation or not. If the insurance company realizes that your attorney doesn’t have any experience in this type of cases or he is afraid to take the case to trial, they will take advantage of this and give you lower compensation amount. Here are tips to help you find a good personal injury attorney:
Use a specific term to search online. Enter a term that is specific to the accident like “injury lawyer.” For more accuracy, you may want to add your location. You will find a least of lawyers handling personal injury cases.
Review the website of the lawyer
Once you have found the lawyers you may want to work with, you may want to visit their website. Learn more about their practices and experience in the field. You may also want to check customer testimonials.